body {
    font: 100% Verdana, Arial, Helvetica, sans-serif;
    color: #020202;
    text-align: center;
    margin: 0px;
    padding: 0px;
    background-image: url(img/back.jpg);
    background-repeat: repeat-x;
}
#holder {
    width: 960px;
    background: #FFFFFF;
    text-align: left;
    margin: 0 auto 0 auto;
}
#header {
    background: #3366ff;
}
#nav {
	width: 140px;
	float: left;
	padding: 15px 10px;
}
#content {
    margin-top: 0;
    margin-right: 0;
    margin-bottom: 0;
    padding: 15px;
    border-left: 1px solid #877D6C;
}
#footer {
	padding: 5px;
	border-top: 1px solid #877D6C;
	font-size: 80%;
	color: #736B5E;
}
.callout {
	font: bold 130% Georgia, "Times New Roman", Times, serif;
	color: #333;
	margin: 0;
	padding: 20px 10px;
}
.brclear { 
     clear:both; 
     height:0; 
     margin:0;
     font-size: 1px;
     line-height: 0px;
}
p {
	font-size: 80%;
}
#content p {
	line-height: 130%;
}
#nav a:link { 
	color: #736B5E;
	text-decoration: none;
	font-weight: bold;
}

#nav a:visited { 
	color: #666;
}

#nav a:hover, #nav a:active, #nav a:focus {  
	color: #333;
}